I have been thinking about having a $1bn villa embedded with gadgetry accessories starting from salt box to toothbrush. It was this wild thought of mine that directed me to borrow money from right source. Terms like ‘flat’ interest rates or ‘reducing’ interest rates invited my attention.

There was a full chance of being fooled by the concerned lender I was talking with if my adviser won’t have stepped in between. He told me that mortgage loans can fit into my budget enabling me to refinance my new car. His advice was worth it as I end up signing a good deal. Moral of the story is realizing loan requirement is inevitable but approaching right adviser and picking right kind of loan is what matters. I think with variety of loans available my gadget cottage can turn into a reality may be after years.

Disclosure: This is a paid post.